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Homebuyer Education and Counseling: Visionary conducts a variety of classes and one-on-one counseling courses to help you weave through the maze of affordable housing. These courses, taught in both English and Spanish include: Buying a Home; Homebuyer Education; and Rental Counseling/Assistance. As you work with a housing coach, you will gain confidence in pursuing your dreams of homeownership. The education you receive will assist you in making wise financial decisions. They are here to help you.
Rental Counseling: Many people have been devastated by the foreclosure crisis. The transition from homeownership to becoming a renter can be difficult. They are here to assist you in understanding the required deposits, credit report and alternative to credit report requirements, and a landlord’s expectation for renting. Your housing coach will work side-by- side with you as you review your credit report, tackle credit issues, and look for options in the rental market. You will be provided with an action plan which includes a spending plan, savings plan, and paying down your debt.
Financial Capabilities/Education: Getting control of your household spending is possible while creating healthy financial habits. At the VHB Financial Education, they offer educational classes to help you create a spending plan/budget, build and maintain credit, pay down debts and create savings goals and better money management decisions.
