Housing Counseling currently offers one-on-one counseling to individuals and families who would like information on buying a home or mortgage financing. In addition, VHB offers a number of education classes focusing on budgeting, credit, home finance and refinancing a home mortgage.
Foreclosure Prevention/Loan Modification Program is also offered. A counselor will analyze the client’s situation and present them with a list of options. A work plan will be developed and a counselor will work out a loss mitigation plan with the lender, to help find alternative housing should the client not be able to keep the home. Trained and certified staff will assist the client throughout the entire process until a resolution is reached.